Call us: (949) 777-5444

Navigating Prosperity, Together.

Where Trust Meets
Peace of Mind.

Lifetime Home Finance offers a shield of security, a promise to safeguard your aspirations and nurture your financial future.

Lifetime Home Finance - Laguna Niguel, CA

About Lifetime Home Finance

Welcome to Lifetime Home Finance, where we transform dreams into concrete financial plans. More than advisors, we're your financial partners, dedicated to securing your present and shaping a thriving future. Our mission is clear: to guide you through the financial landscape, offering optimal strategies for your dreams to take flight.

In a world where financial choices define life chapters, we stand as your guides, simplifying the complexities. Lifetime Home Finance is about personalized financial solutions that resonate with your unique journey. We believe in building relationships grounded in trust and bespoke advice, ensuring your financial story aligns with your aspirations.

Integrity, honesty, and competence define Lifetime Home Finance. We strive for transparent, professional interactions, prioritizing your financial goals. Your dreams are our inspiration; we're here to light the way, making your financial journey seamless and rewarding. Join us as we set sail towards financial prosperity, where your dreams find a home.

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Modern Technology Providing A Digital Mortgage Option!

Our Safe and Secure loan process is just a click away.


We are committed to helping you find the best mortgage for your needs. Our years of experience in this industry give us a competitive edge that no other broker has access to!

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Experienced professionals

We are committed to helping you find the best mortgage for your needs.

Commercial and residential mortgages

We work with several reputable mortgage companies to provide you with the best mortgage solution.

Get the right mortgage

We ensure our clients have the details they need to get a mortgage that fits their requirements.

Always available to help

We'll always be ready for whatever comes up so that you can feel at ease with us on your side.

Mortgage Loans That Fit Your Life

We offer home loans including fixed and adjustable rate options, FHA, VA, CONVENTIONAL mortgages and more.


What they’re talking about us?

Hear the feedback from our satisfied clients and learn how our independent insurance services have transformed their experience.
  • Since our first call with Salem I was very impressed. He was on vacation and he still answered back on the same day within an hour. Now that is dedication! He was very patient and answered all our refinancing questions. He made the process very easy and all moved forward timely. I strongly recommend him. He was very supportive every step of the way. His expertise brought clarity to us in all areas which was very much appreciated. We plan to use his services again in the future.
    -Karla Lara
  • Thank you Salem at Lifetime Home Finance. I am a very non trusting person by nature. With all the sneaky less than stellar people and companies I have dealt with in my life . These days it's hard to find somebody that truly has your back with your best interest at heart. Salem has gone above and beyond the usual to help my wife and I secure a solid low rate loan for our refinance.
    Thank you again ,
    -Paul and Pamela Frank
  • Salem is a very knowledgeable and helpful individual. He was extremely responsive to my needs and answered all my questions patiently. He took pains to find the best product for my situation even if it meant extra timw nd effort on his part. I find him to be honest and transparent. I will certainly return to his business fo any future help with refinancing or loans.
    -Vandana Asaikar

Inquire Now

Meet our loan officers and let us know your goals. We’ll request the necessary paperwork to jump start your application process.
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Learn About Your Options

We evaluate your qualifications and make sure you’re getting the best deals whether you’re refinancing or buying a new home.
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Get Approved and Close

We’ll begin the loan or refinance process and move towards closing in 14 days or less.
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Our Blogs

November 27, 2023
Understanding Home Equity Lines of Credit (HELOCs)

Homeownership brings the joy of having a place to call your own and opens avenues for leveraging your home's equity to meet financial goals. A Home Equity Line of Credit (HELOC) is a powerful tool. In this guide, we'll delve into the intricacies of HELOCs, exploring how they work, their benefits, potential risks, and how […]

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November 22, 2023
Mortgage Loan Denials: Why They Happen and How to Avoid Them

Owning a home is a dream for many people, and obtaining a mortgage is often a pivotal step in turning that dream into reality. However, the journey to securing a mortgage can sometimes hit roadblocks, with mortgage loan denials being a challenging and disheartening experience. This comprehensive guide will explore the common reasons for mortgage […]

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November 17, 2023
Mortgage Assistance Programs: How to Find Help in Challenging Times

Owning a home is a dream for many, but the journey can be challenging. Life can present unexpected challenges that impact your financial stability, making it difficult to meet mortgage obligations. In times of hardship, understanding and accessing mortgage assistance programs become paramount. This comprehensive guide will explore the avenues available to homeowners in the […]

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Lifetime Home Finance

We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.


(949) 777-5444



Laguna Niguel, CA 92677

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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